Medicaid Application Assistance
Did You Know…
there are New York State benefits available for seniors to provide some medical and well-being assistance for aging residents who wish to remain at home instead of going into a nursing home facility?
We can help guide you through the process of applying, gathering the necessary documents and making sure that you qualify if for some reason your situation happens to be more complex. We understand the laws and can help get you qualified as soon as possible.
Even if you have assets you can qualify for Medicaid benefits.
Proper Medicaid planning allows you to qualify and still protect your assets and income.
You can be eligible for benefits and remain in your home.
You do not need an attorney to protect your assets.
We save you from huge attorney fees.
Using Medicaid for Home Care
Medicaid services provides in-home care for aging individuals who need extra help to stay at home. The goal of this program is to allow seniors to stay in their homes, avoiding moving into nursing homes for a little bit longer. Unlike the Medicare model, these services aren't just based on medical need for temporary conditions. Instead, they're intended to help maintain quality of life for an aging individual for as long as possible. Services include:
In-home health care
Basic cleaning and laundry tasks
Simple meal preparation or delivery
Transportation to and from medical appointments
Personal care services, including dressing and bathing
Minor modifications, like adding a wheelchair ramp or widening a doorway
Durable medical equipment
Determining
Medicaid Eligibility
There are two factors that determine eligibility for Medicaid home care; medical need and financial need. For the medical need factor, an evaluation will be made to determine whether or not the applicant is in need of the services they're requesting. An individual who is no longer able to complete daily tasks such as personal care or cooking is considered to be in need of in-home care.
For financial eligibility, the requirements vary greatly by state; however, in order to qualify in any state, most individuals will need to have few assets and low income. New York State allows a single applicant to own only $15,900 (in 2021) in non-countable assets (a primary residence and some other assets don’t count) in order to be financially eligible for Medicaid in Nassau, Suffolk and surrounding New York counties. Other examples of assets that don’t count toward the $15,900 are certain life insurance policies and prepaid funeral and burial plots. Assets above this limit can be spent down on qualifying purchases to bring the Medicaid applicant under the asset limit.
This can get complex and the help of a Medicaid specialist is often recommended. Any income above these state brackets can be placed in a pooled income trust, which will not hinder Medicaid eligibility.
Contact us today to find out if you or your loved one is eligible to receive medicaid benefits in New York State.